3495 Oak St, Dunedin, FL 34698
FOR SALE
3D VIEW

3495 Oak St
Dunedin, FL 34698

  • 4 Beds
  • 2 Baths
  • 1,948 sqft

$460,000

Est. Mortgage $3,056/mo*
Get Pre-Qualified

$460,000

Est. Mortgage $3,056/mo*
Get Pre-Qualified
4 Beds
2 Baths
1,948 sqft
We estimate this home will sell faster than 90% nearby.

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Discover comfort, flexibility, and the freedom of no HOA in this inviting 4-bedroom, 2-bath home. The bright and open great room creates a welcoming space for everyday living and entertaining. The kitchen offers stainless steel appliances, ample counter space, and multiple dining options to suit your lifestyle, while the living room fireplace serves as a warm and stylish focal point. The spacious primary suite features an ensuite bathroom and a walk-in closet, providing a private retreat at the end of the day. Three additional bedrooms share a full bath, with one bedroom offering its own exterior entrance, ideal for a variety of living arrangements, workspace needs, or guest privacy. Outside, enjoy a fenced backyard complete with an above-ground pool, creating the perfect setting for relaxing, entertaining, or enjoying the outdoors. A shed/carport provide added convenience for equipment, and storage needs. Conveniently located near shopping, dining, parks, and major roadways, this home offers easy access to everything the area has to offer. Located in unincorporated Dunedin in a non-flood zone, with direct access to the Dunedin Causeway, Honeymoon Island and Caladesi Island just 4 miles away, and a quick drive to downtown Dunedin, this home is perfectly positioned for seasonal use or short-term rentals. With no HOA, versatile living spaces, and a prime location near some of Florida's most sought-after coastal destinations, this property is ready for its next chapter!
We estimate this home will sell faster than 90% nearby.

Open House

Sunday, June 14
12:00 PM to 2:00 PM

Home Highlights

Parking
No Info
Outdoor
Pool
View
No Info
HOA
None
Price/Sqft
$236
Listed
3 days ago

Home Details for 3495 Oak St

Interior Features

Interior Details
Number of Rooms: 3Types of Rooms: Primary Bedroom, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1948 Square Feet
Appliances & Utilities
Utilities: Cable Available, Electricity Connected, Sewer Connected, Water ConnectedAppliances: Dryer, Microwave, Range, Refrigerator, WasherDryerLaundry: InsideMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: Living RoomHas a Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Tile
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Tile
View
No View

Exterior Features

Exterior Home Features
Roof: ShingleFencing: FencedExterior: Private Mailbox, Private YardFoundation: SlabHas a Private Pool
Parking & Garage
No CarportNo Garage
Pool
Pool: Above GroundPool
Frontage
Road Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 1Days on Market: 3

Property Information

Year Built
Year Built: 1971
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: ConcreteNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 182816628560030120

Price & Status

Price
List Price: $460,000Price Per Sqft: $236
Status Change & Dates
Possession Timing: Close Of Escrow, Negotiable

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: DUNEDINCommunity: OAK LAKE HEIGHTS

Agent Information

Listing Agent
Listing ID: TB8514763

Building

Building Area
Building Area: 2277 Square Feet

Community

Not Senior Community

HOA

Association for this Listing: Suncoast TampaNo HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 5942 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: TB8514763Showing Requirements: ShowingTimeUniversal Property Id: US-12103-N-182816628560030120-R-N
Last check for updates: about 14 hours ago
Listing Provided by: Christine Tatum, (727) 504-7014
REDFIN CORPORATION, (617) 458-2883
Originating MLS: Suncoast Tampa
Source: Stellar MLS, MLS#TB8514763
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Market trends in Dunedin

Last updated April 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$427K
$15.83KMoM
Sale-to-List Price
97.1%
0.3%MoM
Price per sq ft
$298
$6MoM
Available listings
382
21MoM

Price History for 3495 Oak St

DatePriceEventSource
06/03/2026$460,000Listed For SaleStellar MLS #TB8514763
01/07/2003$119,000Sold
N/A
06/03/2002$92,700Sold
N/A

Similar Homes You May Like

Skip to last item
Skip to first item

New Listings near 3495 Oak St

Skip to last item
Skip to first item

Property Tax and Assessment

Year2024
Tax$1,663
Assessment$244,279
Home facts updated by county records

Comparable Sales for 3495 Oak St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
2233 Curlew Rd, Dunedin, FL
0.04
Single-Family Home
$400,000
09/26/25
2
2
1,296
3575 Lake Highland Dr, Palm Harbor, FL
0.23
Single-Family Home
$375,000
09/16/25
4
1.5
1,796
945 Winding Oaks Dr, Palm Harbor, FL
0.37
Single-Family Home
$455,000
05/28/26
4
2
1,977
3451 Pine St, Dunedin, FL
0.11
Single-Family Home
$345,000
07/31/25
2
2
966
1917 Spanish Oaks Dr N, Palm Harbor, FL
0.39
Single-Family Home
$555,000
11/10/25
3
2
1,806
2251 Highwood Ct, Dunedin, FL
0.16
Single-Family Home
$925,000
12/11/25
4
3
2,736
29818 Seacol St, Clearwater, FL
0.56
Single-Family Home
$440,000
12/10/25
3
2
2,093
2021 Spanish Pines Dr, Dunedin, FL
0.29
Single-Family Home
$850,000
03/04/26
3
2
2,092
940 Woodland Dr, Palm Harbor, FL
0.42
Single-Family Home
$530,000
10/02/25
3
2
1,660
29747 70th St N, Clearwater, FL
0.60
Single-Family Home
$325,000
04/08/26
3
2
1,313

Nearby homes

Get a sense of prices in the area by checking nearby homes.
Skip to last item
Skip to first item

Assigned Schools

These are the assigned schools for 3495 Oak St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Dunedin

At least 372 Trulia users voted on each feature.

  • 94 % Say it's dog friendly

  • 79 % Say people would walk alone at night

  • 78 % Say car is needed

  • 78 % Say parking is easy

  • 76 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say yards are well-kept

  • 71 % Say it's walkable to restaurants

  • 71 % Say streets are well-lit

  • 70 % Say it's quiet

  • 59 % Say neighbors are friendly

  • 59 % Say it's walkable to grocery stores

  • 58 % Say kids play outside

  • 57 % Say they plan to stay for at least 5 years

  • 50 % Say there's wildlife

  • 35 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Travis Stangroom
    "Very walkable and dog friendly restaurants/pubs that you can travel to and from within a short enough distance "
    0
    Flag
  • Mckenzie
    "Dunedin is the best place to live besides San Diego CA. I’ve lived here since 1996. It has everything you’d ever want to do here and it’s so close. Most places is walkable. Dog friendly. Its nick name is Dogedin. "
    2
    Flag
  • Mckenzie
    "I’ve lived in this part of Dunedin a few blocks from the water for 20 years. I love this area and all of Dunedin. It’s so close to everything. Walking distance to the famous most walkable downtown which is waterfront "
    2
    Flag
  • Wizzie1
    "Great neighbors in Dunedin. Be sure you choose a neighborhood with families in the same stages of life. "
    0
    Flag
  • Mckenzie
    "We have Mardi Paws A great water front and walkable downtown. Everything is you need and want is within walking distance or just a couple of miles. "
    0
    Flag
  • Patricia Walters
    "Public schools are awful. Neighborhood is overpopulated. Water front areas smell like sewage for the past 10 years. "
    0
    Flag
  • Nicki Wiberg
    "careful with days and times, might get stuck in traffic of beach goers. a couple years ago it never got this bad but some days are just rough headed towards the water. "
    0
    Flag
  • Primejohng
    "Short commute to work. Excellent major hwy access is close. Tampa, Clearwater, Largo, St. Petersburg"
    2
    Flag
  • Christine Perkins
    "I’ve lived in this neighborhood for the past 35 years and have no interest in ever leaving here! Great neighbors who look after each other and are always willing to lend a hand !"
    1
    Flag
  • Sandra Gridley
    "Dogs are always welcomed here provided they are leashed and are friendly! Otherwise please keep them in your fenced back yard."
    1
    Flag
  • Trulia User
    "dog park nice pools and hot tub, good neighbors reasonable parking, reasonable rates.... also having quick responsive maintenance "
    1
    Flag
  • Elizabethheitmann
    "Dunedin is a very friendly town with a laid back small town vibe. Plenty to do in the area including an amazing outdoor lifestyle w biking, walking, golf, tennis, kayaking and so much more. It is also a thriving arts community. No pretentiousness here, only friendly kind people. "
    1
    Flag
  • Willdi79
    "What make this neighborhood unique is an old town with old structures and too many trees not my taste but lots of people like it. I like modern and less tree looks cleaner..."
    1
    Flag
  • Willdi79
    "Feels like a forest too many trees mostly old houses is like an old town. Too many mosquitoes and bugs I guess because all the trees maybe. "
    32
    Flag
  • Jennifer B.
    "Good schools if you live on the north side of Dunedin. South side school are just ok. Palm harbor schools are best in the county"
    2
    Flag
  • Tom K.
    "Not many children in my immediate area. The Catholic school is nearby and a number of children walking or biking is noticeable. Many walkers, dog walkers, bicyclers pass by. The corner at my house has a crossing guard as do many other nearby corners."
    8
    Flag
  • Jim P.
    "Larger yards. Very quiet and very safe. Good mix of retirees and families. Not a lot of turnover. Very stable. "
    7
    Flag
  • Tomkettle
    "The Pinellas Trail runs through Dunedin, it is 3 blocks from my house. I walk my dog on it every day and stop at several of the dog friendly establishments along the way and in town. Everybody likes the dogs and many will stop for a short chitchat about the dogs. My last dog is actually immortalized in Dunedin by having her portrait painted on two walls in town. Always feel welcome with my dog and am able to share him with anybody who wishes to pet him, which is often."
    13
    Flag
  • Jbs75
    "My commute is very light, not much traffic at all. I have 11 miles from home to work and it takes me about 13-15 min. "
    2
    Flag
  • Lindy B.
    "It's called DOGedin for a reason! they're allowed practically everywhere. Very dog friendly! Bars especially welcome them."
    8
    Flag
  • Joni W.
    "I've lived here for a year,the neighbors are all friendly and helpful to one another..stores restaurants and entertainment are all walking distance within my location the Marina and water is seconds away! this is the best neighborhood in Dunedin in my opinion, I would reccomend Buying in the area!"
    3
    Flag
  • Tomkettle
    "Christmas Parade; Farmer’s Marker; Craft Show; Highlander Games; Wine Festival; Craft Beers; Saint Patrick’s Day "
    8
    Flag
  • Tonya F.
    "I’ve been living here for 4 years & I love it! Great community, lots to do, people are friendly & I feel very safe here "
    0
    Flag
  • Tonya F.
    "This is a very family oriented community with amazing community spirit. There is always something to do & participate in. The downtown area is like nine other in Tampa Bay. "
    1
    Flag
  • Iam P.
    "Many Sheriffs throughout community. Feels safe. They also do routine car lock checks late night. I know, they left a card and friendly note reminding me to lock my car at night. "
    1
    Flag
  • Angela G.
    "Dunedin is a great location to live. A lot of little shops everywhere and it’s close to the water. Downtown Dunedin is beautiful and honeymoon island is minutes away"
    6
    Flag
  • Tiffany W.
    "Great location. Great vibe. Great people. Great location for any age. Great for visiting or living. "
    0
    Flag
  • Earphd
    "There morning traffic is quite heavy, as is the traffic from 3:30pm to 5:30pm. Otherwise, there is an easy foow of traffic."
    0
    Flag
  • Copa22316
    "It is a very comfortable but also safe neighborhood. There is always some thing of a variety of events going on through out Dunedin . Fun for family but also enjoyable for individuals which tend to meet and greet new people from the area or here visiting on vacation. The weather is nuteral in the winter months, sunshine always shinning. It’s hot in the summer in which people relax and cool off in a pool or in one of many beaches that are readily available.its a nice place to visit but I would definetiy love to live here! Me and many people feel the same way, concluding in most visitors do in fact move here!"
    0
    Flag
  • Marilynnalewajek
    "There are many dogs in our neighborhood. We have two. You see many people walking their dogs and there are some excellent dog parks in the area."
    2
    Flag
  • Shannon P.
    "Pretty easy to get in and out of neighborhood. CR1 can get bad during rush hours but it’s doable. Speed limits are strictly enforced "
    1
    Flag
  • Patpatti
    "Dunedin is a very welcoming town for dogs. Many areas for them. Drive thru the downtown area huge mural of dog. "
    1
    Flag
  • Cathyrewald4132019
    "The Jolley Trolley is great to go up and down the beaches. There is also busses that go through the area also. "
    1
    Flag
  • PC
    "Dunedin has craft shows, movie nights down town many locally owned Restaurants and businesses. Farmers market downtown. Christmas celebration with a boat show at the downtown park. "
    0
    Flag
  • Scshields97
    "It’s a great place to raise a family. The location to the community center and the pool and splash park are awesome. "
    0
    Flag
  • Babs L.
    "Almost every one has a dog here. Pets are welcome in stores and restaurants as well. They even set out water for pets downtown. "
    5
    Flag
  • Dpero
    "ride to work in golf cart. everything in this magical town is close. public transportation is readily available "
    0
    Flag

LGBTQ Local Legal Protections

Christine Tatum, REDFIN CORPORATION, (617) 458-2883
Agent Phone: (727) 504-7014
3495 Oak St, Dunedin, FL 34698 is a 4 bedroom, 2 bathroom, 1,948 sqft single-family home built in 1971. This property is currently available for sale and was listed by Stellar MLS on Jun 3, 2026. The MLS # for this home is MLS# TB8514763.