Find Mortgage Rates in Rochester, NY
Interest rates are totally personal. Enter your info to see what mortgage rates you may qualify for.
Mortgage Rate Help in Rochester, NY
Looking for current mortgage rates in Rochester, NY? Here's how to use our mortgage rate tool to find competitive interest rates.
Loan purpose
You can search for today’s interest rates for purchasing a home or for refinance mortgage rates.
Zip code
Enter your ZIP code for the most accurate mortgage rate results. Interest rates can vary from state to state.
Purchase price
This helps calculate the loan‑to‑value ratio for your loan, which helps determine your interest rate.
Down payment
This amount will also affect your interest rates. Most home loans require a down payment of at least 3%.
Credit score
Also known as a FICO score, a higher credit score will help you qualify for a lower mortgage rate.
VA Loans
Looking for a VA loan? Check the “Military/Veteran” above to get current mortgage rates for VA loans.
FHA loans
Our mortgage rate tool automatically includes FHA loans. You can filter results to only show FHA loans.
Advanced options
Use the advanced options to add details like income and debts for an even more accurate rate quote.
Mortgage Resources
Deciding on the right mortgage is a big decision, so we're here to help you shop smarter. Our mortgage resources can help you feel more in control of your home financing.
Get Pre-Qualified
Find out how much you can borrow by getting pre-approved by a local lender.
30-year Fixed Rates
Get personalized home loan quotes on Trulia with current CA 30-year fixed mortgage rates.
15-Year Fixed Rates
See current CA 15-year fixed mortgage rates and get personalized 15-year fixed rate quotes.
Mortgage calculator
Estimate your monthly mortgage payments for your home loan or refinance.
Why Shop for Mortgage Rates on Trulia?
Mortgage rates can change daily, and we'll help you keep track of the latest Rochester, NY rates. Use our mortgage rate tool to compare mortgage quotes with current rates from our participating mortgage lenders in Rochester, NY. We'll help you find competitive NY mortgage rates for your home loan.
Compare and Save
It pays to shop around for mortgage rates. That's why we make it easy for you to compare current Rochester, NY rates from multiple lenders. Plus you'll save time by finding them all in one place.
You're in Control
No obligations. No pressure. No phone calls until you're ready. On Trulia, you can search for current mortgage rates anonymously and you decide when to contact lenders.
Read Lender Reviews
You want a low mortgage rate and great service too. We have hundreds of thousands of customer reviews that may help you find a mortgage lender that you're comfortable working with.