346 Payne St, Georgetown, KY 40324
FOR SALE
NEW - 2 DAYS AGO

346 Payne St
Georgetown, KY 40324

  • 2 Beds
  • 1 Bath

$170,000

Est. Mortgage $1,022/mo*
Get Pre-Qualified

$170,000

Est. Mortgage $1,022/mo*
Get Pre-Qualified
2 Beds
1 Bath
We estimate this home will sell faster than 97% nearby.

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Completely renovated in 2021, this charming 2 bedroom, 1 bathroom home is move-in ready and full of modern updates! Featuring an inviting floor plan with refreshed interiors, updated flooring, stylish fixtures, and a beautifully remodeled kitchen and bath, this home offers both comfort and convenience. Enjoy low-maintenance living with thoughtful upgrades throughout while still maintaining a warm, welcoming feel. Perfect for first-time buyers, downsizers, or investors looking for a turnkey property!
We estimate this home will sell faster than 97% nearby.

Home Highlights

Parking
Open Parking
Outdoor
No Info
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
2 days ago

Home Details for 346 Payne St

Interior Features

Interior Details
Number of Rooms: 3Types of Rooms: Primary Bedroom, Bedroom 2, Living Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 1Number of Bathrooms (full): 1
Appliances & Utilities
Appliances: Stainless Steel Appliance(s), Electric Oven, Dishwasher, Dryer, Microwave, Refrigerator, WasherDishwasherDryerMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Windows, Doors, Floors & Walls
Window: Vinyl Clad Window(s)
Levels, Entrance, & Accessibility
Stories: 1Levels: One

Exterior Features

Exterior Home Features
Roof: ShingleFoundation: Stone
Parking & Garage
No CarportNo GarageNo Attached GarageHas Open ParkingParking: Driveway
Water & Sewer
Sewer: Public Sewer

Days on Market

Days on Market: 2

Property Information

Year Built
Year Built: 1960
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence, ResidentialArchitecture: Ranch
Building
Construction Materials: OtherNot a New ConstructionNot Attached Property
Property Information
Parcel Number: 16640167.000

Price & Status

Price
List Price: $170,000

Active Status

MLS Status: Active

Location

Direction & Address
City: Georgetown
School Information
Elementary School: Ann Mason ElementaryJr High / Middle School: Royal Spring MiddleHigh School: Scott HighHigh School District: Scott Co Public

Agent Information

Listing Agent
Listing ID: 642964

HOA

No HOA

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Miscellaneous

Mls Number: 642964
Last check for updates: about 8 hours ago
Listing courtesy of Cynthia Fannin, (859) 743-7387
Bluegrass Real Estate Group
Source: NKMLS, MLS#642964
Also Listed on Imagine MLS, NKMLS, Imagine MLS.

Price History for 346 Payne St

DatePriceEventSource
05/24/2026$170,000Listed For SaleImagine MLS #26011835
09/03/2021$140,000Sold
Imagine MLS #20113921
07/22/2021$139,999PendingRE/MAX International #20113921
07/22/2021$139,999ContingentImagine MLS #20113921
07/16/2021$139,999Listed For SaleImagine MLS #20113921
03/29/2021$67,000Sold
N/A

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Property Tax and Assessment

Year2024
Tax$1,259
Assessment$140,000
Home facts updated by county records

Comparable Sales for 346 Payne St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
103 Habitat Dr, Georgetown, KY
0.19
Single-Family Home
$165,000
09/26/25
2
1
832
108 West St, Georgetown, KY
0.07
Single-Family Home
$250,000
03/25/26
3
2
1,341
104 West St, Georgetown, KY
0.08
Single-Family Home
$265,000
02/18/26
3
2.5
1,488
333 Chambers Ave, Georgetown, KY
0.11
Single-Family Home
$128,000
09/30/25
2
1
1,076
203 W Lynn St, Georgetown, KY
0.17
Single-Family Home
$275,000
05/01/26
3
2.5
1,488
110 Elm St, Georgetown, KY
0.38
Single-Family Home
$210,000
07/08/25
3
1.5
1,109
112 Gano Ave, Georgetown, KY
0.52
Single-Family Home
$232,000
07/23/25
2
2
1,680

Nearby homes

Get a sense of prices in the area by checking nearby homes.
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Assigned Schools

These are the assigned schools for 346 Payne St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Georgetown

At least 330 Trulia users voted on each feature.

  • 91 % Say car is needed

  • 87 % Say it's dog friendly

  • 84 % Say yards are well-kept

  • 82 % Say parking is easy

  • 78 % Say kids play outside

  • 76 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 67 % Say people would walk alone at night

  • 65 % Say it's quiet

  • 58 % Say streets are well-lit

  • 50 % Say neighbors are friendly

  • 45 % Say there's wildlife

  • 44 % Say they plan to stay for at least 5 years

  • 30 % Say it's walkable to restaurants

  • 27 % Say there are community events

  • 23 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Tiffany Thacker
    "People are respectful about cleaning up after their dogs. Dogs are kept safely on their yards and homes."
    0
    Flag
  • Penny Le Fever
    "Farmers market in the summer, Downtown spooktacular for kids during the day on Halloween, festival of the horse in the fall, Christmas parade and lighting of the Christmas tree"
    0
    Flag
  • Mitch Winsett
    "Halloween here is big. We have a great neighborhood for trick or treating. Food truck nights in the summer"
    1
    Flag
  • Felicia Webb
    "I enjoy the fireworks that are so local. I also love how there are kids for my son to play with, but really a neighborhood special but it’s a rarity these days. I love the festivals that happen in Georgetown too, there’s always something going on or being built. It feels very progressive. "
    0
    Flag
  • Felicia Webb
    "They would like seeing other dog owners and how friendly the owners and animals are! It’s peaceful even with dogs living in the area. "
    0
    Flag
  • Kscaggs7
    "Everyone is great about leashing their animals and picking up after them. I’ve never encountered a situation where don’t feel safe around someone else’s pet."
    0
    Flag
  • Cjkenner99
    "Very close to downtown where there are frequent festivals and holiday events. Also a lot of yard sales during spring and summer."
    0
    Flag
  • Trulia User
    "Dogs welcome see them all the time I’m a dog owner myself, it’s a great place to walk your dogs and to go on a walk yourself"
    0
    Flag
  • Alisha Craig
    "I have lived here for 7 years and wouldn't want to live anywhere else. We have the best community!!!"
    1
    Flag
  • Mckinley B.
    "Food trucks usually come to the area and all of them surprise you with how good they are at a decent price as well"
    3
    Flag
  • Jeaniagc
    "Close to Toyota, Golfing, shopping restaurants and I-75. 25min to Lexington and Frankfort ; 1hr to Cincinnati and Louisville. "
    1
    Flag
  • Justin C.
    "Georgetown truly has a small town feel to it, it’s close to everything but it is not in a big metro. If you like the small town feel but still like to have the big city convince this is the place for you "
    2
    Flag
  • Felicia B.
    "We have the Horse Festival, Harvest Festival and many other events that go on that make it a wholesome neighborhood! "
    1
    Flag
  • Robin A. M.
    "It’s quiet yet friendly with people out walking all the time. Living on golf course makes a very unique setting"
    1
    Flag
  • Emily C.
    "Toyota traffic is a nightmare. Don’t try and drive down Cherry Blossom in the evening or you will sit at a lot of red lights. "
    1
    Flag
  • Robin A. M.
    "It is a safe friendly neighborhood with a lot of kids out playing together. People care about each other in this neighborhood"
    2
    Flag
  • Omcreary
    "The neighborhood is not as bad as many think. Family Friendly and is being gentrified like many neighborhoods throughout the area."
    1
    Flag
  • Clara A.
    "Neighbors are friendly. Nice hills for snow sliding. Lovely creek views. Pretty quite neighborhood. "
    0
    Flag
  • Colinmcdonald
    "This is a quiet and friendly subdivision. It’s safe and clean and reasonably priced. My family has grown here and our children enjoyed playing around here with other children. Great place"
    0
    Flag
  • Heather M.
    "Everyone here is really nice and some keep to themselves. Peaceful and parks are always really nice. Most of the Elementary schools are GREAT!!! Also, lots of events around the holiday’s are downtown plus the fair is great when it comes to town. "
    0
    Flag
  • Linda C.
    "Plent of sidewalk space to walk tour dog. The park is walking distance from my neighborhood. The area is pet friendly "
    0
    Flag
  • Parker.shannon.pc
    "I've lived here since 1994. It has changed a lot since Toyota built an auto assembly plant here and was followed by several suppliers. "
    0
    Flag
  • Shellie B.
    "most areas are safe you would not let my kids after dark though.i like the quiet neigh its and Bill's are not to high. "
    0
    Flag
  • Shampoo37
    "Outdoor movie night, tractor pulls, school sports, Georgetown parks are well kept and a great time. At least 2 fishing ponds in town. "
    0
    Flag
  • Linda C.
    "This is for the most part a wonderful city to live in. The schools are great they have parks that are clean and safe for your children with basketball courts and different play areas. "
    0
    Flag
  • M.ditty81
    "Pet friendly and most pick up after their pets. Most are on leashes. Hardly ever see any strays. Very pet friendly"
    0
    Flag
  • Kmarcum0036
    "Short drive to everything. Nothing is too far away. I love how I can get to stores when I need to and driving here is mostly interstate."
    1
    Flag
  • James A.
    "I’ve lived here for 20 years. It’s home. Has the small town neighborly feel. I enjoy raising my kids here."
    0
    Flag
  • Yiallamb
    "it's old Toyota homes. some apartments I dont recommend living in. gets nicer the further you drive in"
    0
    Flag
  • Kayla W.
    "Dog owners are usually walking their dogs in the morning or evening. The neighborhood I live in doesn't have sidewalks, but the roads aren't very busy. "
    0
    Flag
  • Arredondo.nancy
    "It’s growing a lot more and there are a lot more company’s coming and making is grow more opportunities "
    1
    Flag
  • Brandonrichardson850
    "Quiet neighborhood throughout. Well kept and maintained lawns and parks throughout entire community."
    0
    Flag
  • Kawana.summers5735
    "The Georgetown area is a Great place to raise a family and the community is very Family/ Friendly oriented "
    1
    Flag
  • Bud W.
    "Family friendly, close proximity to Lexington, growing community. Fayette county is fully developed so more families are calling Scott County home. Property values rising! "
    0
    Flag
  • Yiallamb
    "Its peaceful and quiet. Great place to live with kids. not as busy as Lexington. Growing community, plenty to do"
    0
    Flag

LGBTQ Local Legal Protections

Cynthia Fannin, Bluegrass Real Estate Group
Agent Phone: (859) 743-7387
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Zillow, Inc. are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
346 Payne St, Georgetown, KY 40324 is a 2 bedroom, 1 bathroom single-family home built in 1960. This property is currently available for sale and was listed by NKMLS on May 27, 2026. The MLS # for this home is MLS# 642964.